On the second day of Cathy’s New Year Countdown, it’s time to do your part for the economy: Get out there and spend your Christmas money. On yourself. Look, you were good all December. You got everybody everything on their lists and you did it within your budget while ignoring all temptation to treat yourself. You resisted the pull of those luxurious cashmere sweaters that felt so good, those fabulous high-heeled pumps that called out your name, that gorgeous jacket you accidentally tried on. But your job as a giver is done now! It’s over. You did good and everybody’s happy. Time to reward yourself. And, listen, all this talk about sales and bargains and slashed prices are true right now. Go shopping this weekend and I promise you can get about three times the value for your money. Really. I promise. If you don’t believe me, check out Web sites such as http://www.gap.com/ and http://www.victoriassecret.com/ and see for yourself. Actually, Gap’s Web site is one of the best for online shopping. You can bundle orders from Gap, Old Navy and Banana Republic for one $7-shipping fee; you can return (most) items to the stores; and right now, with up to 80 percent off on online purchases, Gap and friends are practically giving their things away. Do not miss out. And check back tomorrow for Day No. 3 in Cathy’s New Year Countdown. (I know I was calling this the 12 Days of Christmas Countdown Part 2, but I’m ready to move on.)